Salary Tax Calculator India — New vs Old Regime Explained
Estimate take-home tax in India: new vs old regime basics, what calculators can and cannot do, and how to verify on the Income Tax portal before filing.
Why salary tax estimates matter
Choosing a tax regime without numbers is guessing. A calculator helps you compare take-home under simplified assumptions — standard deduction, slabs, and common inputs — before you lock a choice at filing time.
Rules, rebates, and surcharge thresholds change. Treat every output as a planning aid, then verify on the official e-filing utilities or with a qualified CA.
New vs old regime — quick context
The new default regime uses revised slabs with fewer deductions. The old regime can still win with HRA, 80C, and other eligible claims. Enter the same CTC twice in our tool: once with new-regime defaults, once with old-regime deductions you actually claim.
What to verify before you file
Match Form 16, employer TDS, and investment proofs. Section 87A rebates and surcharge rules can change year to year. Do not rely on a blog calculator alone for final liability.
- Keep Form 16 and AIS/TIS handy
- Confirm regime choice deadlines with official guidance
- Use the Income Tax portal for filing
Frequently asked questions
Which is better — new or old regime?
Is this the Income Tax Department portal?
In this topic: Salary & income tax
Compare old vs new tax regimes for planning — always verify on the official portal before filing.
Educational guide only. For government schemes, tax, and banking decisions, confirm details on official portals or with qualified professionals.