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Yojana
10 min read
Updated Aug 2026

Ayushman Bharat (PM-JAY) Eligibility — Who Is Covered & How to Check

Ayushman Bharat PM-JAY eligibility in plain English: SECC-based lists, beneficiary check on official sites, empanelled hospitals — ContentVerse does not enrol you.

What PM-JAY is

PM-JAY is a health assurance scheme for eligible families, with hospitalisation cover as notified. Eligibility is not “anyone who applies on Instagram”. Lists are tied to SECC and state processes that can change.

How to check (official only)

Use the official PM-JAY / NHA beneficiary search and state health portals. Empanelled hospital lists also live there. Anyone asking for a fee to “make an Ayushman card” is a red flag.

At the hospital

Carry ID as instructed on the official site. Pre-authorisation is between hospital and scheme — we cannot speed it up. This is not medical advice.

Frequently asked questions

Can I buy Ayushman like insurance?

PM-JAY is not a retail policy you purchase like a private plan. Eligibility is list-based. Confirm official FAQs.

Does it cover all OPDs?

Cover is defined in scheme packages — read official inclusions/exclusions.

Is this the NHA website?

No. Independent explainer.

In this topic: Government schemes

Eligibility, documents, and how to apply — with clear educational disclaimers.

Educational guide only. For government schemes, tax, and banking decisions, confirm details on official portals or with qualified professionals.